Global KYC, KYB & AML, Simplified

Answers to common compliance and verification questions.

KYC

What is KYC (Know Your Customer) verification?

KYC (Know Your Customer) verification is the process of confirming a customer’s identity. It involves collecting personal information—such as full name, date of birth, and address—and verifying its accuracy through identity documents or trusted databases. In some regions, verification may also use official government records or digital identity systems.

What is KYC software?

KYC software automates the identity verification process to help businesses onboard customers quickly and securely. It ensures compliance with regulatory requirements and helps prevent fraud and money laundering. Amana’s KYC solution is flexible enough to support a wide range of industries, from banking to fintech and beyond.

How does KYC verification work?

Amana’s KYC solution combines automated and manual checks to validate user identities. These include ID verification, address checks, watchlist screening, and more. Our platform also supports advanced features like custom workflows, real-time dashboards, reporting and other tools to streamline compliance.

How should I choose a KYC solution?

Look for a solution that supports fast, secure identity verification, regulatory compliance, and easy integration with your existing systems. Amana provides scalable, customizable KYC tools tailored to your industry’s specific needs, whether you’re onboarding hundreds or millions of users.

What is the cost of KYC compliance?

KYC costs depend on the features, verification volumes, and complexity of your compliance needs. Amana offers flexible plans that scale with your business. Contact us to learn more about pricing options tailored to your use case.

I have complex requirements. Can Amana support them?

Absolutely. Amana is designed to support a wide variety of jurisdictions, risk levels, and business types. Our team works closely with you to ensure your verification processes, integrations, and user journeys are optimised for both compliance and customer experience.

Can I access user verification data through Amana?

Yes. All user data—such as ID details, verification status, and document—is accessible through a secure dashboard. This data remains available throughout the user lifecycle, enabling full transparency and auditability.

What integration options does Amana offer?

Amana supports multiple integration options to suit different technical needs, including API, Web/Mobile SDKs, and verification links. You can use these individually or together to create a custom verification flow.

KYB

What is KYB (business verification) services?

A business verification service like Amana’s KYB offering enables companies to meet legal requirements, reduce exposure to fraud, and ensure they are working with credible partners. This is essential in sectors subject to AML/CFT regulations and advisable for any business onboarding new partners.

How do I verify a business is legitimate?

To validate a business, you need to confirm its legal registration, licensing, ownership, and operational history. Amana offers Know Your Business (KYB) verification to help you identify shell companies, fraudulent entities, and high-risk partners in compliance with AML standards.

What does the KYB verification process involve?

Our KYB flow includes registry checks, ownership structure analysis, Ultimate Beneficial Owner (UBO) verification, AML screening, document reviews, and custom questionnaires. These steps are essential for understanding the true identity and risk profile of any business.

AML & Watchlists

What is an AML watchlist?

An AML (Anti-Money Laundering) watchlist is a database of individuals and organisations flagged for involvement in financial crimes. This includes sanctioned individuals, politically exposed persons (PEPs), and entities under investigation or subject to regulatory action.

What is sanctions screening?

Sanctions screening involves checking individuals and businesses against global watchlists, including those maintained by governments and international bodies. It’s a vital part of preventing criminal activity and meeting AML compliance requirements.

What is AML watchlist screening?

AML watchlist screening checks customer details against official databases that track individuals linked to money laundering, terrorism financing, or financial crime. This helps identify high-risk customers and maintain regulatory compliance.

What is sanctions screening software?

Sanction screening software is a tool that helps businesses comply with AML regulations and identify AML risks by checking customers against sanctions databases. It automates detecting high-risk or compromised individuals, saving time and ensuring businesses are notified of updates to sanction lists on time, helping to prevent and detect financial crimes.

Address & Contact Verification

What is the best way to verify an address?

Using digital address verification software or a service provider is the most reliable method. These solutions ensure the address is valid and accurate, using different methods such as verifying documents like utility bills or bank statements, and non-documentary approaches like geolocation.

What is an address verification check?

It’s a process that confirms the legitimacy of a user’s address, often using supporting documents or trusted databases. This helps businesses avoid fraud and maintain accurate user records.

What is address verification software?

This software automates the process of confirming user-provided addresses. It helps businesses streamline operations by confirming user-provided addresses for purposes like proof of address verification and identity checks.

Does Amana offer an address validation API?

Yes. Amana provides a real-time address verification API that integrates with your system to automate and streamline customer onboarding.

What is a phone number validation tool?

A phone number validation tool checks if a phone number is real, reachable, and not disposable. Amana uses this to ensure communication channels are secure and trustworthy.

What is email risk assessment?

This assesses whether an email address is genuine and safe. Amana checks for signs of temporary, fraudulent, or suspicious email activity to ensure only legitimate users proceed.

Document Verification

What is online document verification?

Online document verification is a set of procedures that ensures the validity, authenticity, and true ownership of documents provided by users. The document verification process ensures that documents aren’t stolen, forged, expired, or otherwise invalid. This helps businesses to reduce risks of fraud and comply with regulations.

What types of document verification does Amana support?

We support identity verification (ID cards, passports, etc.), address verification (utility bills, bank statements), and source of funds checks (financial records, investment statements).

What documents are required for verification?

Typically, users must provide a government-issued ID and a proof of address. Depending on the region and compliance needs, additional documents like financial records may be required.

How does document verification work?

The document verification process checks for document authenticity and integrity. This usually means checking for the presence of security features and detecting signs of forgery. There are two approaches for document verification: manual and automatic. Due to the rising complexity of methods that fraudsters use for forgeries, businesses switch to automated document verification solutions. This allows them to stay fully protected against fraud and significantly decrease verification time.

What are document verification services?

Document verification services use AI-powered software that detects absence of security features, signs of forgery, graphic editing, and other red flags. In most cases, users simply upload a photo of their document, and the document verification service provider automatically performs document validation and verification.

Face & Liveness Detection

What is face liveness detection?

Liveness detection ensures that a real person is present during identity verification. It stops fraudsters from using photos, videos, or deepfakes by analysing facial movement and depth.

What’s the difference between liveness detection and face recognition?

Liveness detection confirms the presence of a live human, while face recognition matches a face to stored records. Both are important, but liveness detection prevents spoofing and impersonation.

What is the difference between active and passive liveness detection?

Active liveness requires the user to perform actions like blinking or turning their head. Passive liveness works silently in the background using AI to detect signs of life.

Why is liveness detection important for KYC?

Liveness detection for KYC (Know Your Customer) ensures that users verify their identity as physically present and do not use stolen or manipulated biometric data. Biometric liveness detection is crucial to KYC compliance, helping business combat fraud.

What makes a good liveness detection solution?

A robust solution should detect deepfakes, masks, and spoofing attempts in real time. It should also offer fast integration, high accuracy, and support for large user volumes. Amana meets all of these criteria.